was born in 1967 and started his professional career in 1988. Working in various functions, he moved to Dresdner Bank's Frankfurt Head Office,and then to Dresdner Bank Shanghai in 1997 and Dresdner Bank Singapore in 2000,where he was responsible for all Forfaiting activities in Asia. In October 2000, he moved back to Shanghai to work as Head of Forfaiting Greater China for West LB AG,introducing Forfaiting to the Chinese Market. In 2003, he set up China Trade Solutions Ltd.Mr. Kebernik has written numerous articles on Trade Finance and Forfaiting in Asia, and is a regular speaker on these topics at seminars in the Asia Pacific Region.